As far as I’m aware, there is no refund available, only a cancellation of the remaining debt. Back then, the department announced it intended to grant partial to full relief of loans… Several relief programs give you the option of continuing to pay on your student loans while your application is pending. The borrower defense rule allows the Secretary of Education to discharge student debt when students were defrauded by their colleges. Thanks for the info. Hello, My son when to Wyotech in Blairsville Pa. We received the letter about loan forgiveness due to the fact they did not have job placement. The only interest you’ll be forced to pay is whatever accrues during the time that your loan is placed on Forbearance (while your Defense to Repayment claim is being evaluated), and only if you stop making payments to cover interest accrual during that time. To apply for the benefit, the Department of Education initially required that people send an email or a letter including all of the following items (at a minimum – the more detail you provide, the better): But I’ve got good news, because you don’t have to write this letter from scratch anymore, since the Department of Education has finally released their official Borrowers Defense Against Repayment Online Application Form, which you can find here. Even though you’ve already graduated, you should be able to make an argument using the Defense Against Repayment Provision to request forgiveness for being lied to about job placement rates. This opens the school up to a Borrower’s Defense Claim, so if I were you, I’d visit my page on the Borrower’s Defense to Repayment Program and review the details of how to submit a claim. The reality of the situation is that you’ve got two options for dealing with the Corinthian closures, which are: If you choose to take the Closed School Discharge route, then you’ll be eligible to receive up to 100% forgiveness for any federal Direct Loans, FFEL Program Loans or Federal Perkins Loans that you took to attend the school. And there is NO LAW AGAINST this kind of fraud????? The hard thing is that you have to put together a legal letter to prove all this, and a Judge or Court will need to agree with your opinion in order to get you the discharge. I enjoyed the school I stayed on the Deans list with a 4.0 throughout the school term. His school and program DO qualify. help please or any advise would be greatly appreciated. As a result of those enforcement actions and a slowdown in new student signups, Corinthian Colleges was in a world of financial trouble and ended up having to sell off a bunch of its schools to Zenith Education Group. If you feel they took advantage of you, did something like false advertising, misleading you about job placement, expected salary, transferability of credits, etc., then you have a legal recourse and you need to fill out a Borrowers Defense Against Repayment letter. how long does it take to be approved? I would say “consult with a local attorney”, but it sounds like you’ve already done that. The U.S. Department of Education announced today that students who were defrauded at 91 former Corinthian Colleges Inc. (Corinthian) campuses nationwide have a clear path to loan forgiveness under evidence uncovered by the Department … They’re saying that they “haven’t registered the company” (which is WyoTech whom THEY are suing)??? You won’t be able to qualify for the Corinthian Colleges Closed School Discharge Program if: Here’s a list of the schools that shut down on April 27th, 2015: Again, it’s pretty simple. in your professional opinion would I qualify for either option? I’ve never heard of a program that offers repayment or refund benefits when the originally money spent wasn’t used in some form of a loan. I contacted everest and they say they have no idea how to do that also the company i called told me they never bought schools in california only in oregon and nevada and still couldnt assist me. We have a story of our own that I don’t think you have heard of yet. I would definitely considering filing a Claim against them. NCDOJ does not represent individuals in private cases. Please do not take this wrong. No response as of yet. my leave of absence was in 2010. I am now stuck with Heald college credits that are worthless and a mountain of student loan debt. Since I am new with all these program I believed them, and only to find out that it was way different and now I have to take LVN which cost me a lot of money which I should’ve took years ago. If the loan gets discharged you still have to pay taxes on them. If so, please send it to your friends! they broke their promise to me and i graduated ad they told me to take all the time i need for the national exam and now i feel ready from 2011 to now just shows how i did not learn anything in the school and im expected to still pay almost 13,000 more. I did my classes online. Not only did the recruiter promise them job placement before they graduated the program, but also mentioned it would be no problem for them to get jobs in Laramie, while attending school, to help pay for living expenses and school expenses. Same here. I went to Heald College-Portland from July 2008 to January 2012. It has to do with Politics. Hello! Alternatively, you could also try calling whoever services your loan to ask about their processes and your eligibility for forgiveness, deferment, or other relief programs, or calling the free and Official Government-run Federal Student Aid Information Center at 1-800-4-FED-AID. In the US, we are blessed to be ” The Land of the Free, And The Home of the Brave “and to have ( or assume to have) a government “For the People, By the People” but again the actions, or lack thereof in regards to former students like myself, have had our lives destroyed severely –emotionally and financially. Should I seek a lawyer for help? They LOVE hiring students”, he said. In between them an assistant whom was not a licensed MT (never even took the exam) was in charge of teaching us for over a month. It’s things like that – promises of employment or income – that get the schools in hot water. All the DOE people are being flooded with inquiries regarding the recent student loan forgiveness updates (for ITT Tech, Corinthian and now DeVry), so there’s a good chance that you’ll just have to hang tight and wait. The Attorney General’s Office remains committed to advocating for former Corinthian students, including students who attended Everest, Heald and WyoTech colleges. Then when the Sallie Mae papers came into play, they said it was protocol in case something should happen with financial aid (like a felony… which my record is still clean, and no other changes). I think you could qualify for either a Borrower’s Defense Against Repayment Discharge, or a Closed School Loan Discharge. You can find the Student Loan Ombudsman Group online, here. I never did get the job in Silicon Valley, that I was told that they could place me in, upon graduation Now, as of 01/01/2019, the Department of Education had started garnishing again. I graduated and got hit with the entire amount, no job and my AA was never recognized. If there was no loan, then I don’t think he’ll qualify for any sort of forgiveness at all. Education For some ex-Corinthian Colleges students, loan forgiveness not enough Officials at WyoTech, a Corinthian Colleges campus, talk … If anything, try contacting the Student Loan Ombudsman Group, which is a network of lawyers that work pro bono for the Federal Government, and handle requests of this nature. I’ve heard of people waiting two+ years at this point for a response from the DOE. He submitted the “Attestation….” “Borrower Defense to Repayment” online form almost a year ago (July). You may qualify for … I witnessed everything. You need to find out if you were able to retain any of the credits from your original pass; sometimes forgiveness requires giving them up. This is known as putting your loan into forbearance. I don’t have any great solutions for you, because private loans are harder to work with, but I would consider consulting with a local attorney to see what they think you should try. Sorry to hear about what you faced at Heald. “There’s PLENTY of jobs. I don’t know if it matters but it switched from Kee to Everest only about a month before I graduated. I do remember them having a place that we could look for jobs once we graduated. My sons attended Wyotech in Laramie WY back in 2008 , they were promised job placement which never happen. Again, my advice on this process is to pay an expert to help you draft the Defense Against Repayment Provision Application Form, handle the submissions and all the paperwork, since it’s your one shot and only hope at receiving complete student loan forgiveness. ), Documentation confirming your school, program of study and dates of enrollment (use transcripts or registration documents), Details about how the school defrauded you, including things like: the state and applicable law or cause of action, specific acts of alleged misconduct, how the alleged misconduct affected your decision to attend the school and take out loans to pay for the costs, the injury you’ve suffered as a result of the school’s misconduct, any other information that will help your cause, Fill it out, sign it, then send it to the Department of Education with the attachments that it requires, When you send it in, you can do it via email to FSAOperations@ed.gov, or by snail mail to Department of Education, PO Box 194407, San Francisco, CA 94119. Of course, there are some complications and proof you need to show in order to qualify for such debt relief programs. It takes so long because tens of thousands of other people are all applying for the same benefit, and the Department of Education is woefully understaffed. This is normal. I was wondering if you might be able to help me. You need to submit a Borrowers Defense Against Repayment letter and try to get your loans discharged. The instuctur spent most of her day glued to her to her computer screen on her Facebook page occasionally glancing up to comment on how cute what ever she was looking at was.. My loans are currently in default and the USDE has recently in the last 5 mo started to garnish my wages. I was not really surprised by how it all went down with Heald. He will only be able to qualify if he can get approval under the Defrauded Student Relief part of the program. Some people are getting small refunds. Is it to late to apply for the student loan forgivness if i was still attending Heald before the school shut down. No one wants to hire me since I went to that school. Because the Department of Education thinks there will be so many people trying to do this, they’ve made it easier than ever before to get loans discharged under the Defense Against Repayment Provision. That makes this one of the simplest, easiest, best student loan debt forgiveness programs on the market, since it doesn’t require a ton of background work, consulting fees from attorneys or student loan experts, or much actual time spend researching and writing up explanations of what happened to you. I let them know and they said it wouldn’t affect me that I should continue with the program but it did affect me I never got my pharmacy tech license so I was never able to even get a job? The promise of making a certain amount of money per hour is definitely a valid argument for Borrower’s Defense Against Repayment. 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